Bob Paff, CLTC

Founder & President

Phone: (410) 321-6103 Fax: (410) 321-5885
E-mail: bpaff@integratedbenefitscorp.com

As president of Integrated Benefits Corporation, Bob Paff passionately believes that you must protect your greatest asset in life – your ability to earn a living. It is that passion and a focus on helping people that drove Bob to found IBC more than 19 years ago and propels his continued mission of education on the importance of planning for your future. Nationally-recognized in the field of insurance and benefits, Bob is a sought-after speaker at hospitals and leading academic institutions on a variety of topics including healthcare and selling to achieve success.

Active in the community, Bob was appointed to the Maryland Academy of Family Physicians Foundation Board of Trustees, founded the 'Coalition for a Better Baltimore' and serves as a board member of the University of Maryland Hospital for Children Board of Visitors and the Economic Development Committe for Downtown Partnership of Baltimore.

Robert M. Paff is licensed to sell Insurance in the following states:  Alabama (AL), Arizona (AZ),  Arkansas (AR), California (CA) License #0D67373, Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Louisiana (LA), Maryland (MD),  Michigan (MI), Mississippi (MS),  Montana (MT), New Jersey (NJ), New York (NY), North Carolina (NC), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), Tennessee (TN), Texas (TX), Virginia (VA), Washington (WA), Washington DC (DC); and is registered to offer securities in the following states: Maryland (MD) and the material is strictly intended for individuals residing in those states.

Robert M. Paff, Registered Representative of Park Avenue Securities, LLC (PAS). Securities products and services are offered through PAS, (410) 828-5400.

Field Representative, The Guardian Life Insurance Company of America (Guardian), New York , New York. PAS is an indirect, wholly-owned subsidiary of Guardian. Integrated Benefits Corporation is not an affilitiate or subsidiary of PAS or Guardian.

PAS is a member of FINRA/SIPC.

Jay Wilen

Executive Vice President

Phone: (410) 321-6103 Fax: (410) 321-5885
E-mail: jwilen@integratedbenefitscorp.com

A partner and Executive Vice President of IBC, Jay Wilen has spent the last 13 years helping people reach their financial and business goals. Using a comprehensive review of financial positioning, income tax, education funding, retirement planning, protection planning, investment modeling, and estate planning, Jay provides a “roadmap” by developing specific recommendations to help you achieve your goals. Jay is a former Director of Sales and Marketing for a national distribution company. He also worked as a marketing manager for a national drugstore chain.

A dedicated volunteer within the community, Jay is an active leader within the Boy Scouts of America and board member of the Chesapeake Bay Amateur Hockey Club.

Jay graduated from the University of North Carolina. He is married to a business owner in Annapolis and is the father of two children. They reside in Annapolis Maryland.

Jay B. Wilen is licensed to sell Insurance in:  Alabama (AL), Arizona (AZ), California (CA) (CA Insurance License #0G21819), Colorado (CO), Delaware (DE), Georgia (GA),  Illinois (IL), Indiana (IN), Louisiana (LA), Maryland (MD), Minnesota (MN), Montana (MT), Nevada (NV), New Jersey (NJ), New York (NY), North Carolina (NC), Ohio (OH), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), Tennesee (TN), Texas (TX), Virginia (VA), Washington DC (DC), and West Virginia (WV); is registered to offer securities in the following states: California (CA), Colorado (CO), Delaware (DE), Maryland (MD), Michigan (MI), Nevada (NV), New Jersey (NJ), New York (NY), North Carolina (NC), Pennsylvania (PA), Rhode Island (RI), Virginia (VA), and Washington DC (DC); and is registered to offer advisory services in the following states: California (CA), Colorado (CO), Delaware (DE), Maryland (MD), Nevada (NV), New Jersey (NJ), North Carolina (NC), Rhode Island (RI), Virginia (VA), and Washington DC(DC); and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside those specified states.

Jay Wilen, Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS). Securities products and services and advisory services are offered through PAS, a registered broker-dealer and investment advisor (410) 828-5400.

Field Representative, The Guardian Life Insurance Company of America (Guardian), New York , New York. PAS is an indirect, wholly-owned subsidiary of Guardian. Integrated Benefits Corporation is not an affilitiate or subsidiary of PAS or Guardian.

PAS is a member of FINRA/SIPC.

Susan M. Mitcheltree

Vice President

Phone: (410) 321-6103 Fax: (410) 321-5885
E-mail: smitcheltree@integratedbenefitscorp.com

Integrated Benefits Corporation is proud to announce that Susan M. Mitcheltree, from AXA Advisors, LLC, has joined the firm as Vice President. She will focus on the financial planning and investment aspect of the firm.

In her four years as a financial professional, Susan has provided financial advice to many individuals throughout the Maryland and Pennsylvania region. Susan started her career working with professionals in several Maryland and Pennsylvania school systems and has expanded her practice helping individual families and businesses throughout the area. Prior to working in the financial services industry, Susan was a trainer for a private company based in Baltimore, Maryland. In addition to writing curriculum and developing courses, she traveled throughout the United States giving seminars and conducting training sessions and will bring this experience to the firm.

Susan is a 1999 graduate of Pennsylvania State University where she earned a Bachelors of Science degree in International Business/Marketing and Bachelors of Arts degrees in Advertising and French. She has lived abroad and enjoys traveling, hiking and gardening. Susan is currently licensed to offer securities and financial advice in Maryland, Pennsylvania and the District of Columbia. She is on track to complete coursework for the CFP designation in 2009. Married to a local business owner, Susan, Matt and their family currently live in Southern Pennsylvania.