How We Help
Whether your plan includes Retirement Goals, Education Funding or Investments, IBC can help you attain your financial objectives with an effective process that will: Simplify. Educate. Advise.™
SIMPLIFY.
Discussing finances can become an emotional conversation for many families and businesses. Integrated Benefits Corporation helps simplify the process so you can navigate the complex and ever changing universe of financial and benefits planning and match them to your changing obligations and needs.
EDUCATE.
How much your family is going to need should something happen to you is the basic denominator that everyone has in common. No matter how much, or how little you know, or have financially, this is ultimately what matters. IBC provides you with the information to make the right decisions, beginning with how to ask the right questions.
ADVISE.
Not tied to any single insurance company, IBC can objectively discuss available options in order to provide sound recommendations and creative strategies to help safeguard against the unexpected to secure your financial future.
Why Should a Physician Have Disability Insurance?
You have made an extraordinary investment in time and money to get where you are today and your and your family’s continuing financial well-being is tied to the application of your medical knowledge and skills. The right disability protects that investment.
Facts to consider when thinking about disability insurance:
- You can only buy disability insurance when you are healthy.
- You should not rely on Social Security Benefits to cover all expenses.
- You should not rely on Worker’s Compensation to cover all expenses.
- You should not rely on savings. It is projected that one year of disability can wipe out 10 years of savings.
- You probably would not want to rely on your family’s income or savings.
- You cannot obtain a bank loan with no income.